When it comes to money, you’re either a spender or a saver, a free spirit or a nerd, an experience junkie or a lover of things . . . these are all tendencies that show up in the way we deal with our money. And while it helps to know why you…
Home and auto insurance aren’t just about low rates—they’re about the right coverage level. Talk to a trusted pro who can help you get both. Insurance . . . it can feel complicated and confusing. You just want to make sure your family is taken care of, but then…
Hey, have you heard? Navient is canceling a bunch of student loans! But don’t blast that celebration playlist just yet. Not everyone gets a piece of this pie. If you’re wondering, Will Navient cancel my student loans? keep reading. We’re breaking down exactly what’s happening with the latest Navient student…
I want to talk about the kind of shopping you don’t talk about with your friends. It’s a type of spending that’s especially dangerous because it makes you feel better in the moment—but causes shame and regret later on. Get expert money advice to reach your money goals faster! It’s called retail…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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From pandemic disruptions to stimulus checks and soaring inflation to job changes, Americans faced plenty of highs and lows that impacted their personal finances in 2021. The latest release of The State of Personal Finance from Ramsey Solutions takes a look back at 2021 to…
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How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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Study Summary 90% of Americans believe taking care of their mental health is important. 56% are concerned about their mental health. 71% of Gen Z and 58% of millennials said anxiety impacts their daily life. Nearly 1 in 2 people (47%) experienced grief in the past year. More than half…
I’ll come out of the gate swinging. The difference between someone who is well and whole and someone who is not can almost always be summed up in a single word: boundaries. Setting boundaries is the key to mental and relational health. Full stop. Everyone needs healthy boundaries in their…
Key takeaways Refinancing your mortgage may make sense if you can reduce the interest rate by at least half a percentage point. Improving your credit score is one way to get the best mortgage refinance rate. You can also consider buying discount points or paying your closing costs upfront to…
The phrase “cheap beach vacations” might make you a little nervous. It can bring up images of questionable hotels or camping in the back of a van and trying to convince your family the ocean breeze is “natural air conditioning.” But here’s the deal: Cheap beaches to visit don’t have…
You’ve aced your interview. Great job! But there’s one last step to getting hired, and it’s tiny but mighty. If you really want to leave a lasting impression on your hiring manager, you’ll need to write a thank-you email after your interview. Following up with your hiring manager by sending…
Traveling on a budget? Timing is everything—especially when you’re booking a plane ticket. These days, flying in general has gotten crazy expensive. According to the Bureau of Labor Statistics, airline ticket costs rose 18.6% in April 2022 after rising 10.7% in March 2022.1 If you thrive on a challenge, finding cheap…
If you’ve been around here for more than two seconds, you probably already know how we feel about credit scores. (Hint: They’re really dumb.) You’ll hear us say it time and time again: A credit score does not show how well you’re managing your money or even if you have a dollar…
A new year can mark a new beginning, but for American consumers, the financial worries of 2021 remained top of mind in the first quarter of 2022. The latest quarterly release of The State of Personal Finance examines the different ways inflation has impacted consumers’ budgets and how that impact…
Maybe you’ve been looking at your premiums and scratching your head thinking, Does everyone pay this much? Or maybe you’re just entering the market and your eyeballs are popping. Either way, we get it. Insurance is one of those things you know you need, but it seems to cost. A. Lot. So,…
Looking for a way to pay for a new car, buy that fancy new computer, or escape on a tropical getaway without saving up first? There’s a loan company eagerly waiting to front you the cost—but it’ll cost you. It’s called Upstart, and this digital lending service is on a…
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