So, you’re eager to pay off your mortgage early? That’s a great financial goal to set for yourself! Not only is there huge freedom in being completely debt-free and living in a paid-for house, but it’s also a great way to build wealth—getting rid of your house payment leaves you…
It might feel impossible to save a down payment while renting. After all, rent is expensive! And it’s not getting any cheaper. The national median rent for a two-bedroom apartment is $1,370.1 Avoid overpaying for your home with a RamseyTrusted® agent. So, how in the world are you supposed to…
Ever heard someone say everyone should buy a house? Or that renting is a lot like flushing a whole bunch of money down the toilet every month? Yeah, we’ve heard that stuff too. And it’s nonsense! The truth is, not everyone should buy a house. Because, if you sign the…
Saving for a house is no walk in the park—unless that park is a mountain. In fact, 3 of every 10 first-time home buyers say the most difficult step in the home-buying process is saving for a down payment.1 But once you set a clear goal, you’ll be able to see the…
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Whether you got it from the news, your favorite social media platform, or that one friend who’s a self-proclaimed real estate expert, chances are you’ve heard that mortgage interest rates and home prices are pretty high these days—which is 100% true. If you’ve been thinking about buying a house or…
Are you being hounded by debt collectors? The constant phone calls, harsh language and threats to sue can be overwhelming and downright scary. Unfortunately, you also have to watch out for debt collectors who try to trick you into paying for a debt that’s already been paid or a debt…
If you’ve done any shopping recently, then you’ve probably seen an option at checkout to split up your total into four (or more) “easy payments.” Pay off debt fast and save more money with Financial Peace University. One of the biggest companies offering these kinds of buy now, pay later…
Short on cash? Need a loan to renovate your kitchen? Upgrade says they can help (for a fee, of course). Upgrade personal loans and credit cards may seem like an easy, risk-free way to borrow money. But don’t be fooled by the name—doing business with Upgrade won’t actually upgrade your…
There’s an uncomfortable situation we need to look at in this country: the student loan crisis. This debt disaster has become way too serious to ignore—and it’s affecting the lives of millions. Right now, the total amount of student loan debt in the U.S. is over $1.6 trillion.1 That’s mind boggling, folks. Let’s review…
Tired of constantly overspending? Budgeting can help you take control of your money. But if you want to actually stick to your budget every month, you have to track your expenses. Why is tracking expenses throughout the month so important? Because it helps you know where your money is going…
Okay, so you want to start budgeting. That’s great! But with so many budgeting methods out there, which one do you go with? One popular way to budget is the 50/30/20 rule, where you divide your spending and saving into three categories: 50% to needs, 30% to wants and 20% to…
We could all use some extra cash right now—for the next vacation, the next grocery run, or the next car repair that’s bound to happen. Get expert money advice to reach your money goals faster! Well, good news! There’s a money trend that’ll help you save some bucks and create…
Following the housing market can feel like riding a roller coaster—one month it’s up, the next it’s down. So, when’s the right time to hop on? Avoid overpaying for your home with a RamseyTrusted® agent. Late summer and early fall are often seen as sweet spots thanks to lower prices…
Buying a home is a huge deal, you guys. And when you throw an expensive real estate market on top of it, shopping for a home can feel like buckling up for an emotional roller coaster. But I’m here to share a step-by-step process for how to buy a house…
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