Listen to this article We’re so glad you decided to get a will! A will is one of the most important parts of your legacy, because it lets you give your loved ones good gifts and protect your family after you’re gone. We know you want to do your will…
Witthaya Prasongsin/GettyImages Key takeaways AI is streamlining auto loan approvals and helping dealers close more deals in less time. Platforms like Upstart Showroom and Capital One’s DealerAI are enhancing both back-end operations and the customer experience. Thanks to AI-powered automation, among other tools, dealerships can finalize sales more quickly. Artificial…
The first thing I want you to know is this: My heart hurts for you. You’re watching a person you love burning a hole through their own soul. They’re spinning out and afraid, crushed by the weight of anxiety. I applaud you for being the kind of person who loves…
Image by Getty Images; Illustration by Bankrate If you’re the first in your family to experience financial stability in the United States — whether you’re a few generations removed from poverty or the child of immigrants — it’s likely you’ve felt pressure to support your loved ones financially. In many…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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New to budgeting and on Baby Step 1? We’re so glad you’re here! This guide will help you start your first monthly budget. Right now, you’re trading the short-term rush of immediate gratification for the peace of financial success over the long term. And that’s…
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An increase of $125 each month means either changing your spending habits, finding additional income, or increasing your reliance on credit cards, overdrafts,…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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If you’ve gotten a job interview in today’s crazy job market, then you should be proud of yourself! That alone is a big deal because it means your resumé really stood out to the hiring manager. Now it’s time to ace the next step: the interview. Ready to get started?…
Last year, the Transportation Security Administration screened a record 904 million air travelers, which worked out to an average of about 2.47 million per day. One of the biggest surprises in recent years has been the continued strength in travel demand, despite economic challenges including stubborn inflation, high interest rates…
Key takeaways A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 percent or more. According to the 2024 Small Business Credit Survey, business loans and lines of credit are…
STUDY SUMMARY Americans rank personal finances and money as their number one cause of significant stress. Thirty-four percent (34%) of Americans don’t believe they’ll recover from the financial setback of the pandemic. Of those who received a stimulus check in the last year, 41% used it to pay for necessities…
Key takeaways Federal student loans are known for unique benefits like flexible qualification requirements, income-driven repayment plans and potential loan forgiveness. Recent changes to the federal loan program have taken some benefits away, at a time when private loan lenders are starting to offer products with features similar to federal…
Alan Schein Photography/Getty Images The stock market’s biggest winners over the past five years have a few things in common, but the biggest, of course, is their eye-popping performance. The stocks in the list below returned investors’ initial investment many times over in just a few years — but what…
The awkward transition from childhood to adulthood known as adolescence is wonderful and mind-boggling and terrifying . . . for both kids and parents. It’s full of endless changes, ridiculous pressures to perform and raging hormones. No wonder the National Institute of Mental Health states that nearly one in three…
Morsa Images/Getty Images Key takeaways By spreading investments across various asset classes — such as equities, fixed income, cash, real estate and alternatives — investors can minimize their portfolio’s volatility. Risk and reward vary by asset class. Choosing the best asset mix depends on factors like an investor’s age, investment…
Getting car insurance is a no-brainer. In fact, the law says you’ve got to have it. (Unless you live in Virginia or New Hampshire, that is.) But figuring out how to get car insurance? Yeah, that takes a little more brain power. From deciding on where you’ll get your car insurance, to…
Key takeaways Coming up with enough cash for a down payment is one of the biggest hurdles for homebuyers, especially first-timers. But putting down a full 20 percent of the purchase price isn’t necessary — many financing options have much lower requirements. There are also many down payment assistance programs that…
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