3. Create a Spending Plan You Can Actually Stick To Call it a budget, a spending plan, or whatever name makes you most likely to use one. The point is the same: you can’t live within your means if you don’t know what your means actually are. And with the…
If you’re anything like me, then you love food. And if you’re anything like most Americans, then food is what you probably overspend on the most each month. Maybe you want to rein in that grocery budget, but you worry you can’t eat well while saving money. Get expert money advice to…
Have you ever had conversations with your grandparents about the good ole days? Back then, Grandpa could take Grandma to dinner and a movie for less than two bucks, a gallon of milk cost just 75 cents, and they bought their first home for less than $10,000.1,2,3 These days, those…
When it comes to money, you’re either a spender or a saver, a free spirit or a nerd, an experience junkie or a lover of things . . . these are all tendencies that show up in the way we deal with our money. And while it helps to know why you…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Let’s face it: Filing taxes is confusing. It’s intimidating. It’s slightly less painful than stepping on a Lego brick. And it’s one of the lame parts of being an adult. But it has to be done, especially if you want to build wealth (and, you…
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How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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3. Cut back your spending. Remember how I said paying off my student loans took some sacrifice? Here’s where it comes into play. Look at your lifestyle. What extra stuff have you been paying for that you can do without? Bye-bye, cable package. See ya, bougie subscription boxes. Ditch the $7…
Student loan forgiveness scams are the worst. It’s bad enough you’ve got student loans you need to pay off. Now, you’ve also got to watch out for scumbags trying to pull one over on you. But you don’t have to fall for it! The sooner you can recognize student loan…
“I don’t understand why our retention rates are so low . . . we give them challenging, important work, and we let them do it for 40 hours a week.” Sound familiar? Maybe you’ve heard something like that at work—or even thought it yourself. Here’s the deal: Employee retention (aka…
We know what you’re thinking: The used car market is crazy right now! But believe it or not, reliable used cars aren’t extinct. There are still plenty of options available—even in your price range! We’re going to walk you through the best way to buy a used car (because, trust…
If you’re struggling to cover your student loan payment every month, you’re not alone. But what would happen if you just . . . didn’t pay? Pay off debt fast and save more money with Financial Peace University. Unfortunately, ignoring your student loans will only make things way worse. Just…
“I hate my job. What do I do?” Get expert money advice to reach your money goals faster! It doesn’t matter how many times I hear that—it’s heartbreaking every single time. The unfortunate reality is, 12% of Americans aren’t satisfied with their current work situation.1 Now that might not seem like…
“Ugh . . . why is gas so expensive?” you yell at the sky as you cough up $50 to fill up. Here’s the short, nerdy answer: Most of the time, gas prices go up when the price of crude oil goes up. Lots of stuff affects the price of oil,…
Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify for better loan terms, making consolidation a good option. Debt consolidation involves combining several debts — such as credit cards,…
You’ve probably heard it before: Nobody buys or sells a home in the winter, right? Well, if you check the numbers, you’d see that plenty of homes are sold during the coldest months of the year. According to the National Association of REALTORS®, over 13,000 homes are sold per day on average…
So you want to go to college (or maybe continue on to grad school). But you feel like the only way to make it happen is by taking out student loans. Hold it right there! Let me speak to you real quick before you sign on the dotted line. Hey,…
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