Debt Management
Key takeaways Debt relief programs aim to help borrowers get their debt under control. Some programs can be implemented on…
Key takeaways Typically, debt collection agencies won’t contact you until once your payment is at least 30 days past due,…
Key takeaways Debt consolidation puts multiple debts into a single account to make your payments easier to manage. Consolidating debts…
Key takeaways Debt forgiveness can reduce or wipe out certain types of debt, but you’ll typically need to meet strict…
Key takeaways To calculate your debt-to-income ratio, add up your monthly debt obligations and your gross monthly income and then…
Key takeaways High debt levels can lead to increased stress and anxiety, pessimism about the future and a diminished social…
Key takeaways The federal filing fee for Chapter 7 bankruptcy currently is $338, while Chapter 13 filings cost $313. Additional…
Budgeting with ADHD Using Visual Tools Budgeting with ADHD doesn’t have to be a snooze fest. If spreadsheets make your…
Key takeaways Credit card debt doesn’t disappear after death. In most cases, it’s either paid off through the estate’s assets…
Key takeaways Your retirement funds are protected by the Employee Retirement Income Security Act (ERISA) if you file for bankruptcy.…