{"id":23088,"date":"2026-01-28T02:52:56","date_gmt":"2026-01-28T02:52:56","guid":{"rendered":"https:\/\/budgetadirect.com\/?p=23088"},"modified":"2026-01-28T02:52:57","modified_gmt":"2026-01-28T02:52:57","slug":"best-mortgage-lenders-in-texas-for-2025","status":"publish","type":"post","link":"https:\/\/budgetadirect.com\/?p=23088","title":{"rendered":"Best Mortgage Lenders In Texas For 2025"},"content":{"rendered":"
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\n Credit: RoschetzkyIstockPhoto\/Getty Images; Illustration by Issiah Davis\/Bankrate\n <\/p>\n<\/p><\/div>\n

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For Texans looking to buy a home, now might be a good time to start your search. According to Redfin, the median price of a single-family home in the Lone Star State is $340,500, down 2.6% from a year earlier. At the same time, the number of homes available increased by 4.8%, signaling easing competition and more options available for buyers.<\/p>\n

To help you navigate today\u2019s market, we took a close look at lenders to help you find the best mortgage lenders in Texas. Whether you\u2019re looking for Dallas mortgage companies, mortgage companies in Houston or loans anywhere else in the state, we\u2019ve got you covered.<\/p>\n

Best mortgage lenders in Texas<\/h2>\n
\n\n\n\n\n\n\n\n
Lender<\/th>\nCredit requirements<\/th>\nDown payment minimum<\/th>\nBankrate Score<\/th>\n<\/tr>\n<\/thead>\n
Chase Home Lending<\/strong><\/td>\n620 for conventional loans, 680 for jumbo loans, 640 for FHA loans, 640 for VA loans<\/td>\n3% for conventional loans, 3.5% for FHA loans, none for VA loans<\/td>\n4.9<\/td>\n<\/tr>\n
Tomo Mortgage<\/strong><\/td>\n580 for conventional loans<\/td>\n3% for conventional loans, 3.5% for FHA loans, none for VA loans<\/td>\n4.9<\/td>\n<\/tr>\n
Veterans United Home Loans<\/strong><\/td>\n620 for conventional and VA loans<\/td>\n3% for conventional loans, 3.5% for FHA loans, none for VA and USDA loans<\/td>\n4.8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
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